Home Purchase
Whether you’re a first-time buyer or moving up, I’ll secure the best rate and terms to make your dream home a reality in the GTA.
Read More →Licensed Mortgage Agent · Toronto & GTA
Marjan Alaeddini
Mortgage Agent Level 1 · MJ Mortgage
Lic # M26001186Brokerage # 10530
Helping Canadians finance their future.
Purchases · Renewals · Refinancing · Alternative & B-Lenders · Construction Loans · Home Equity
Licensed Agent
Lic # M26001186
15+
Years in Banking & Mortgages
Level 1
FSRA-Licensed Agent
EN + FA
Bilingual Service
Free
No-Obligation Consultation
About Me
Your trusted mortgage expert
I'm Marjan Alaeddini, a licensed Mortgage Agent Level 1 proudly serving the Greater Toronto Area. I spent over 15 years in Canadian banking, most of it around mortgages, before moving to this side of the table — helping families and individuals finance their future, from first-time buyers to investors who need alternative financing.
As a bilingual advisor fluent in both English and Farsi, I genuinely understand the unique needs of the Iranian-Canadian community. My mission: to make your mortgage journey smooth, transparent, and rewarding — in the language you're most comfortable with.
What I Offer
Mortgage solutions for every need
Mortgage Renewal
Don’t accept your lender’s renewal offer without a review. I’ll help you negotiate better terms and save thousands.
Read More →Refinancing
Access your home equity for renovations, debt consolidation, or investments — structured around your financial goals.
Read More →Alternative & B-Lender Mortgages
Don’t qualify at the big bank? Alternative and B-lenders — trust companies and smaller banks — judge the full story, not just a checklist.
Read More →Construction Loans
Building your dream home? I’ll guide you through construction financing from land purchase to final draw.
Read More →Home Equity & HELOC
Unlock the equity in your home to fund major life goals — at competitive rates with flexible repayment options.
Read More →Everything I can help you with
- Home Purchases
- Pre-Approvals
- Mortgage Renewals
- Mortgage Transfers
- Refinancing
- Equity Take-Out
- HELOCs
- Second Mortgages
- Bridge Financing
- Debt Consolidation
- Construction Financing
- Investment Properties
- Self-Employed Mortgages
- New to Canada Programs
- Credit Improvement Solutions
- Alternative & B-Lender Mortgages
- Commercial Mortgages
- Business Loans
Not sure which one fits? Call and describe your situation — that is usually faster than choosing from a list.
Why Choose Me
The MJ Mortgage advantage
Personalized Service
Every client is unique. I take time to understand your full financial picture and craft a solution perfectly matched to your goals.
Bilingual Support
Navigating a mortgage in a new country is challenging. I bridge the language gap — in Farsi or English, every step of the way.
Mobile & Flexible
I come to you — at your home, workplace, or café. Available evenings and weekends because your schedule matters.
Wide Lender Network
Access to banks, credit unions, trust companies and alternative lenders — I find what works for you.
Free planning tool
When should you start preparing for your renewal?
Enter your maturity date and see the days remaining, the window to start preparing, the documents to gather and the questions worth asking. No rate quote, no approval — a plan.
Opens the planner. Your result appears on the page — no email address needed to see it.
How It Works
A simple 5-step journey
Free Consultation
We discuss your goals and financial situation.
Document Review
I guide you through every required document.
Application
I submit with the strongest possible profile.
Approval
Receive approval with competitive terms.
Close & Celebrate
Sign the papers and get your keys!
Why Work With Me
What you can verify
15 years, the other side of the desk
Over a decade inside Canadian banking before becoming a mortgage agent — reading a file the way a lender does is what a good application starts from.
Licensed and checkable
FSRA Mortgage Agent Level 1, Licence # M26001186, brokerage # 10530. Verify it yourself at fsrao.ca — most sites just ask you to trust the number.
Fluent in Farsi and English
Every document, every explanation, every question answered in whichever language you actually think in — not translated after the fact.
Want to run the numbers first?
Free mortgage calculators
Estimate your monthly payment, how much home you can afford, and your land transfer tax — including the Toronto double tax and first-time buyer rebates.
🧮 Open CalculatorsGet In Touch
Let's talk about your mortgage
Phone
Email
WhatsApp
Office
16-8611 Weston Road, Woodbridge, ON L4L 9P1
Service Area
Toronto & the Greater Toronto Area, Ontario
Hours
Mon–Fri: 9AM–8PM · Sat: 10AM–6PM · Sun: By Appointment
Book a Free Consultation
No obligation, no pressure — just honest answers about your options. Response within a few business hours.