Mortgage affordability calculator
How much can you actually afford — not the number a bank ad implies, the number the federal stress test and your real debts allow? Enter your household income and debts below for a real starting figure.
Estimate only — actual amounts depend on qualification and lender terms. Uses GDS 39% / TDS 44% and the federal stress test (contract rate + 2%, minimum 5.25%).
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No obligation, no pressure — just honest answers about your options. Response within a few business hours.
When should you start preparing for your renewal?
Enter your maturity date and see the days remaining, the window to start preparing, the documents to gather and the questions worth asking. No rate quote, no approval — a plan.
Opens the planner. Your result appears on the page — no email address needed to see it.